Thursday, May 13, 2010

AIA Agency Development Dept is Going Downhill

Our dept has no hope. Many people have quit. Vanetia, Pearly, Henry, Lai Yin, Jeff and next is Sunita.

I am reporting to nobody, properly, i shd say a bugger. He doesnt know anything, particularly doesnt care abt employee welfare.

I believe when Hema and James Leong were resigning, there will be opening at DOA KL & PJ. However, i pray, and keep my fingers cross that i will NOT be transfered to PJ are.

God, i pray that You make a way for me.

Amen.

Tuesday, March 17, 2009

You're lucky that you still got a job!! Jokers..

AIG Pay Madness Needs a Stop From Geithner: Roger Lowenstein
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Commentary by Roger Lowenstein
March 17 (Bloomberg) -- Treasury Secretary Timothy Geithner is unhappy that American International Group Inc. is paying tens of millions in bonus payments to some of its traders.
So why doesn’t he forbid them?
The company says it’s afraid of being sued. But contrary to what lawyers and legalistic bureaucrats will tell you, there are worse things than lawsuits. Stiffing taxpayers to pay gluttonous derivatives traders -- and in the midst of an economic crisis -- is among them. To judge by his recent comments, even President Barack Obama is looking for a way to cancel the bonuses. Besides, this is a lawsuit the government just might win.
AIG is doling out $165 million to traders in the very group that caused the company to fail. The payments are part of a $450 million bonus pool that AIG agreed to early last year, when it was beginning to take on water, and when it feared that high- flying traders would jump ship.
Since then, AIG has been bailed out four times by the federal government. The taxpayers have provided AIG with $173 billion in investment and loans. That’s enough money to run the entire state of New Jersey for six years.
Although other companies have gone on the federal dole, of all the government’s corporate stepchildren, AIG is making the least progress.
Citigroup Inc., which got three bailouts, at least operated at a profit during January and February, according to its chief executive officer, Vikram Pandit. Morgan Stanley, which got a bank charter last September, is off the critical list. But the news at AIG keeps getting worse.
Worst Outrage
Ben Bernanke, the normally even-tempered Federal Reserve chairman, has said he is fuming over the way the regulated insurer used its high-rated balance sheet to run a hedge fund- type operation that helped to derail Wall Street. Lawrence Summers, the president’s top economic aide, says of all the outrages, AIG is the worst.
So why is the government allowing AIG to use its taxpayer lifeline to pay seven-figure bonuses? Seven employees will get at least $3 million and one will get $6.5 million. What kind of company pays such bonuses for a year in which it lost $99 billion -- the biggest loss ever by a U.S. corporation?
My inner jester says, “Maybe they got the sign wrong,” that is, maybe the employees will be paying back the company?
No such luck. Edward Liddy, AIG’s CEO, says he reviewed the bonus agreement, and the contracts are airtight. Liddy says the bonuses are “distasteful,” but if he doesn’t pay them, he can’t retain “the best and the brightest talent.”
Say Goodbye
In that case, he should let that “talent” go. All it has done is lose the taxpayers oceans of money. It’s time to consider folding the non-insurance part of AIG for good.
Liddy, though, works for Geithner. The U.S. government owns almost 80 percent of AIG’s stock. Assuming the checks haven’t been cashed yet, here is what Geithner should say to Liddy: “Sorry, Ed. We’ll keep track of what we promised, and maybe in a couple or three years, if AIG is earning money, and a pool exists (outside of taxpayer funds) to pay bonuses, then OK.”
If its traders end up suing to get their full bonuses, the company (and the government) could claim that the promised bonuses were a “fraudulent conveyance.” This defense is usually employed in bankruptcy cases. Under the theory of fraudulent conveyance, it is illegal to transfer assets that are needed to pay creditors. So, if the owners of a highly leveraged company give themselves a big dividend, leaving the corporation unable to service its debts, the creditors can sue to reclaim the funds.
Dire Situation
True, AIG wasn’t insolvent when the bonuses were negotiated. But it could argue that it was facing such a dire situation that it didn’t have the money it agreed to pay. Thus, the promised bonuses exposed its creditors to potential loss.
The U.S. government, which loaned the company billions of dollars, might claim this invalidates the contracts. Granted, this would be a tough case. And contracts shouldn’t be breached lightly.
This is why it would be much smarter, on all sides, to renegotiate the bonuses. Pay a very modest portion now and give the employees a chit for the rest to be redeemed later. Employees who are unhappy with such a compromise can take it to a judge. AIG then would have the option of filing for bankruptcy, rupturing the contracts, and putting an end to the derivatives business for good.
Gone Too Far
Geithner & Co. never should have allowed it to get this far. When the government agreed to the first rescue, in September, the U.S. could have demanded a waiver of bonuses as a condition. That rescue was enacted under incredible time pressure. But Henry Paulson, Treasury secretary then, did take the time to insist on the resignation of Robert Willumstad, AIG’s top executive, while denying him any golden parachute. Willumstad, who recognized that the situation was larger than himself, had the grace to agree.
It will be interesting to see if the million-dollar traders have the same sense of perspective. Of course, the only way to overhaul corporate pay, and to end such outrages, is to regulate bonuses before they are agreed upon. One remedy I have proposed would require big bonuses to get prior shareholder approval.
Now read about Ronald Logue, the CEO of State Street Corp. He received total pay of $28.7 million in 2008. The company’s stock fell 51 percent last year and his bank took $2 billion in federal bailout money. This year, the stock is down 36 percent.
Nice work, if you can get it.

source:http://www.bloomberg.com/apps/news?pid=20601039&refer=columnist_lowenstein&sid=anq1Ovj_7KBU

Friday, February 6, 2009

Next Critical Things To Pick Up

Brand Manager (BM) is responsible for managing the health (volumes, turnover and brand equity) of the brand for which he/she works. An ABM is expected to deeply understand and analyze the business, and then use this to develop/execute a powerful marketing plan that will build business. A Marketing Plan is a strategy / series of choices, which identifies specific marketing decisions and actions.You will also be required to regularly analyze business results and progress by doing financial and competitive research. Additional responsibilities include:


Advertising - creative brief development, copy evaluation, copy clearance, commercial production and media planning (working with media manager).

Promotion - promotion and pricing strategy and execution.

Consumer / Customer Training - consumer decision-making, customer operations, customer decision-making and market segmentation.

Complex Business and Financial Analysis.

Interpersonal Projects -coaching & training, recruiting, multi-functional teamwork.

Wednesday, February 4, 2009

青山依旧在,几度夕阳红; 古今多少事,都付笑谈中

临江仙

杨慎

滚滚长江东逝水,浪花淘尽英雄。是非成败转头空:青山依旧在,几度夕阳红。

白发渔樵江渚上,惯看秋月春风。一壶浊酒喜相逢:古今多少事,都付笑谈中。

词的开首两句令人想到杜甫的“无边落木萧萧下,不尽长江滚滚来”和苏轼的“大江东去,浪淘尽千古风流人物”,以一去不返的江水比喻历史的进程,用后浪推前浪来比喻英雄叱咤风云的丰功伟绩。然而这一切终将被历史的长河带走。“是非成败转头空”是对上两句历史现象的总结, 从中也可看出作者旷达超脱的人生 观。“青山依旧在,几度夕阳红”,青山和夕阳象征着自然界和宇宙的亘古悠长,尽管历代兴亡盛哀、循环往复,但青山和夕阳都不会随之改变,一种人生易逝的悲伤感悄然而生。下片为我们展现了一个白发渔樵的形象,任它惊骇涛浪、是非成败,他只着意于春风秋月,在握杯把酒的谈笑间,固守一份宁静与淡泊。而这位老者不是一般的渔樵,而是通晓古今的高士,就更见他淡泊超脱的襟怀,这正是作者所追求的理想人格。

全词似怀古,似物志。开篇从大处落笔,切入历史的宏流,四、五句在景语中富哲理、意境深邃。下片则具体刻画了老翁形象,在其生活环境、生活情趣中寄托自己的人生理想,从而表现出一种大彻大悟的历史观和人生观。

Monday, January 26, 2009

Monday, December 29, 2008

十六年后,重新爱上你


电影“叶问”,赞赞赞!

Made in Japan

新聞報導指出他從小家教甚嚴,父親常常打他,逼迫他讀書,縱然內心抗拒卻也把書讀好,只是常常有尋短念頭,逃家、吸毒、偷竊等是家常便飯,或許這次尋短就如其他A片女星從小患有憂鬱症是一樣關係。

這不得不說回到日本的社會跟家庭,在日本家中媽媽多半是帶小孩、做家事打點大小事情,先生而則是早上與小孩一起吃早餐(家裡平日唯一的聚餐)然後搭著電車搖個一兩個小時上班去,加班後跟同事或自己去吃個飯喝一杯在搖搖晃晃拖著疲憊的身體回到家,可能都十點半十一點以後了,這時候小一點的小孩可能已經就寢,大一點的小孩才準備要回家,與父親等互動更是少的可憐,若晚上會有互動多數是因為考試成績不好,被由床上活活拖起來臭罵一頓,小孩看不起大人、大人覺得小孩不夠好。狹小的生活空間、制式機械化的人際互動、生活壓力、學業壓力、不善於表達跟壓抑的民族性格、缺乏關愛,逐漸侵蝕著許多小孩、年輕人的內心世界,埋下了一個定時炸彈。

source: http://www.hsiaoi.com/blog/?p=341

Friday, November 14, 2008

朋友别哭

有没有一扇窗,能让你不绝望
看一看花花世界,原来象梦一场
有人哭,有人笑
有人输,有人老
到结局还不是一样

有没有一种爱,能让你不受伤
这些年堆积多少对你的知心话
什么酒醒不了,什么痛望不掉
向前走就不可能回头望

朋友别哭,要相信自己的路红尘中有太多茫然痴心的追逐
我一直在你心灵最深处

Thursday, November 13, 2008

The Triple-8

We have "triple-8" hours a day. Bill Gates, Jack Welch, Zig Ziglar, you and I, we all have "triple-8" hours a day.

We work 8 hours. We rest 8 hours. Mathematically we still have remaining 8 hours for a day. Zig Ziglar says, "What you do off the job is the determining factor in how far you will go on the job."

If we are going to get ahead in job, our activities and preparation off the job will be the determining factors. Most people have no idea of the giant capacity we can immediately command, when we focus all our resources on mastering a single area of our job. Controlled focus is like a laser beam that can cut through anything that seems to be holding us.

We must realize that this temporary recession is the best opportunity that we'll every had. So, deal with the things that we'd rather not to deal with: fear to fail, fear of rejection, procrastination.

I personally feel, hard work is about "throwing our hearts over the fence, and the bodies will follow." ~Dr. Norman Vincent Peale

Saturday, October 25, 2008

唐山大兄 - The Big Boss

Wudang (武当派) is Hubei Province. Founder of Wudang is ZhangSanFeng (太极张三峰), Dynasty Master. Tai Chi Master is one of a kind.

Shaolin (少林派), early years of the Republic are fabricated and they will be attached to Bodhidharma, founder of Shaolin boxing, Shaolin Temple Dharma in the nine years facing the wall, 18, Pioneer Ocean's hand. It also added changquan, Xing Yi Quan, North Tanglang Quan (北螳螂拳), Hou Quan (猴拳), and so on the back of modern-Boxing


You might be wondering what am I trying to say. As a matter of fact, I am just trying to elaborate, even Kung-Fu, we have many differences; not to mention sales.



"隔行如隔山";“Difference in profession makes one feel worlds apart.”

You can't just compare door-to-door hardcore sales to corporate sales. That's absolutely different. I beg to differ for the followings:

Firstly, redemption of insurance plan(s) through point-system (i.e bonus link, credit cards, etc). Rationale? It is totally against the principles of selling insurance. Insurance industry is suppose to be human touch, honestly, integrity and trust, residual incomes, build on helping people live better lifes. Make sense?

Secondly, we are in Voluntary "Employee" Benefits program. We are not in Voluntary "Student" Benefits program. Imagine, Universities endorse the program, allowing us to sell insurance to their students? Kindly silly right?

Thirdly, corporate sales involve preparation of proposals extensively. Of course it is well understood that a door-to-door sales persons can spend their entire day out-of-office, but corporate sales consultants don't.

Lastly, it is absolutely crazy to hear that academic qualifications are not important in corporate sales. Then, why might you as well hire a language (English) iliterate and computer idiot to do the work?

"I can tolerate people make mistake out of ignorance." ~Ernie Chen
"Knowing your mistakes is not enough, do something about it." ~Ken Ng

Saturday, October 18, 2008

Dad's Footprints

One night a girl had a dream. She dreamed she was walking along the beach with her Dad. Across the sky flashed scenes from her life. For each scene, she noticed two sets of footprints in the sand, One belonging to her, and the other to her Dad.

When the last scene of her life flashed before her, she looked back at the footprints in the sand. She noticed that many times along the path of her life There was only one set of footprints. She also noticed that it happened At the very lowest and saddest times in her life.

This really bothered her And she questioned her Dad about it. "Dad, You said that once I am your child, You'd walk with me all the way. But I have noticed that During the most troublesome times in my life, There is only one set of footprints.

I don't understand why when I needed You most you would leave me." The Dad replied, "My precious, precious child, I love you and I would never leave you. During your times of trial and suffering, When you see only one set of footprints, It was then that I carried you."

Saturday, October 11, 2008

Learn from Arsene

September 28, 1996 Arsene Wenger reached EPL. He is an idealist, very realistic, trying to challenge the pre-existing norms. He is stubbord but not conservative. He has his philosophies, what he does make AFC a world class football club.

1. France Revolutionary vs American Revolutionary
I'd like to address my sincere gratitude towards Bill Britt, Ernie and Kurinsky. The "American-way" they brought into my life.

2. Scientific Management
I believe "Knowledge is Power"

3. Invest Wisely
Gonna put more effort to cut down expenditures and raise income.

4. Absolute Power
I'm the head, you're the neck.

5. Eating Culture & Health
Say NO to Curry, Chicken Wings and Coke. Excersice 3 times a week.

6. NO Smoking/Drinking

7. Absolute Trust
Turst individuals who I work with.

8. My Focus
Tough times never last; Tough people do. Stay Focus!

9. Work Hard
If you think you work hard, work HARDER!

10. Wisdom
God's my inspiration!

Friday, October 10, 2008

Life's A Bitch If You Let It Be

Have you ever asked someone what they had for lunch and they, roll their eyes and say something like, “I had Chicken Rice AGAIN.” And when you say to them if they don’t like it, why not have something else, they reply, “I don’t have a choice.” This is a load of rubbish – and believe me I’ve heard plenty of #$%^ speak in my lifetime.

Of course you have a choice!

You can decide to wake up a little earlier and make yourself a sandwich for one – or look for other places to try out. You can decide to make life simple, or choose to bitch about every single thing that comes your way. If things are not going well for you, grow a backbone and stop slithering about in self-pity. Pick yourself up and move forward.

Bad break in appointments? Stop all the crying and wallowing. Tell yourself you’re going to get really successful and win next company back – provided they’re worth the work you’ll be putting in. Otherwise, get successful for yourself. After all, success is the best revenge.

If your job is bringing you down, look for something else that you really want to do. Yes, it’s really that simple. Get out of your comfort zone. Change for the better is never easy – you need to challenge yourself and go through some rough patches in order for you to really appreciate all the good that is in your life. Once that happens, you’ll bitch less and be a nicer person to yourself and those around you.

abstracted from: http://erniechen.com

Sunday, October 5, 2008

A Villain Who Never Learn

Today Arsenal drawn but Taufik Hidayat won his Mecau Open 2008. Bad and Good news. As for me, I was drawn mad by a villain who never learn.

Another identical miniature act, whispering and go on with some annoying talking makes the entire world turns crazy. That is absolutely nuts and highly uneducated. How I wish I slap that miniature like the way Shrek kicks the donkey's butt..

Thursday, October 2, 2008

记得从前



小时,总爱跟着爸爸妈妈。
牵手,一起走。

我还什么都不懂事,爸爸妈妈耐心教导我。

看着我一天一天长大,爸爸妈妈好像一天一天老去。

我会怀念小时,因为有您们。。



Saturday, September 27, 2008

Attitude Determines Everything

You don't deserve the respect. Even though you have the capabilities, skills and all winning factors, but if you are sloppy, you deserve sloppy result.

That is why you deserve criticisms, condamnations and please take these words seriously. Greater power comes greater responsibilities. You can't just take things lightly, because you are in a reputable team.

Take this a painful lesson! I wrote this with great pain in my heart, because I love the Club, Arsenal

Thursday, August 28, 2008

最爱笑的人


总相信汗水中的路途
成功会像路牌一样清楚
竭尽全力前行哪怕孤独
像我这般认真凡事皆可能

每一次高度都是不同
每一次离天更近了一分
站在千山顶看风云掠过
我唱我的歌一唱天下和

决心去做最爱笑的人
鼓励每一个不平凡的梦
跟上我速度星光中追逐彩虹
看我们永远不停

决心去做最爱笑的人
用青春拼搏一段无悔传说
胜败在拳中紧握坚定的信心跨越更高天空...

Friday, August 22, 2008

The Art of Dealing with People

I admire Aristotle. He inspires me most of the time; not because of his words only, but also his life and his struggles. These are the 5 ultimate tips I have learnt while dealing with people:

1) Never ever ever never jump to conclusion of anything. Remember, everything has its own pros and cons. It is only how you deal with it.

2) Never ever ever never think negative. This is because you are shape by your thought. If you think negative, things automatically turn into negative.

3) Never ever ever never put people down. Always remember, what goes around; comes around. You expect people to treat you nicely? Start treating people nicely first.

4) Never ever ever never be influenced by the environment. No matter how bad the scenario is, do something about it. Change the things that you cannot accept; accept things that you cannot change.

5) Never ever ever never play around with other people's ego. I guarantee you that it will turn into a catastrophe.

Now, you might be asking.. "Oh yeah, seems like you are so great huh?" By all mean, nobody is perfect (except JESUS); but by principle I am right. It is just your ego which kicks in.

Thursday, August 21, 2008

a journey back to MIRI


i was born in miri 31 years ago. spent most of my childhood, of course with sweet memories, there. i left MIRI for higher education in 1996. till date, i have not witness much progresses here not to mention development.

what am i trying to say? you may ask. look, let me tell you why:

our state government has been in position for too long. is there a problem? aye! you bet! nowadays, other than oil production industry, some constructions projects, retailing business; in fact there is really nothing much to offer.

that is part and parcel of the reasons why, those younger generation kids never come back for employment. now, dont get me wrong, i am always passionate about my home town. i love the city. i have constantly looking for job opportunities here, but fail to deliver any promising one thus far.

look, i personally always emphasize on positive thinking. hence, i am here to give some humble suggestion.

i believe everybody knows about the by-election. if it ends up with a clean sweep by pakatan rakyat, i strongly believe there are a thousand reasons why our state government should consider a move over then..
Miri, Miri.. I Love Miri!!!

Wednesday, July 9, 2008

SORRY, IS NOT YOU


对不起不是你
大概真的不够喜欢你才让离开你若我真的不要放走你谁又怕去挨过
但我真的想过嫁给你才没有逐寸爱起肯假装总会骗到我无奈我觉得你很卑鄙
曾怀疑很努力地会有转机然而时候都该礼貌地放手再拒绝你

谁当是玩游戏为你花过力气很可惜最多似好知己我试过在暗中配合你我试过学放松接受你小火花擦出了烧不起我爱你未够深对不起

是我真的不够喜欢你缅强未免太悲他应该使我有心跳陪住你没有惊喜曾怀疑共你很努力地扮努力便有转机然而时候都该礼貌地放手再拒绝你

谁当是玩游戏为你花过力气很可惜最多似好知己我配合未够早对不起我顾虑亦太多对不起小火花擦出了烧不起我对你未够狠对不起